About Oak Capital Advisors
We are an independent, fee-only, registered investment advisor firm designed to objectively provide Exit Planning advice without conflict of interest. We operate with the highest fiduciary standards and consider a long-term relationship built on trust and transparency to be our ultimate goal.
Brett K. Fellows
Founder and President
“If we were meeting here three years from today – and you were to look back over those three years to today – what has to have happened during that period, both personally and professionally, for you to feel happy about your progress?”
I’m Brett Fellows, an avid golfer, husband, father, fee-only CERTIFIED FINANCIAL PLANNER™ and the owner of Oak Capital Advisors, LLC.
I’m glad you’re here and ready to take your financial health to the next level.
With my help, you can reduce taxes, invest smarter, and make work optional in retirement.
But before we go any further, I want to share the story of where my desire came to help people make smart decisions with their money.
It all started with my grandparents and the bulk of their net worth – Wachovia Bank stock.
Why I Became A Financial Advisor
Let’s just say my grandparents achieved generational financial security from the business they poured their heart and soul into, and it all was held in one publicly traded stock – Wachovia Bank.
And although nobody realized it at the time, that Wachovia Bank stock set into motion a series of events that changed the outcome of their life and my life – and it could change yours too.
I learned several important money lessons I still carry with me today. Some of the lessons I learned:
- The benefits of long-term investing
- The power of compounding interest
- The difficulty of change
- The impact of diversification
Believe me, my grandparents were counseled to diversify their net worth. But as children of the Depression and a young couple making it through serving in World War II, banks were the most consistent financial institutions of our country.
With the post-World War II boom of the American economy, my grandfather was fortunate enough to own shares of a private, local bank. That bank was purchased by a larger, local bank. This bank was very successful, and it too was eventually purchased by a larger, regional bank. This happened 3 more times – eventually becoming Wachovia Bank. Over the decades, my grandparents watched their stock go up and down (mostly up) and they never sold.
Years of compounding interest, dividends, capital gain, they had reached a level of financial security not only for themselves, but for future generations as well. In their mind, that bank stock was everything.
In 2003, my grandfather passed away. The price of Wachovia Bank stock, $46/share.
With the stock now in my grandmothers’ name, trusted advisors and family urged her to diversify, sell the stock. But she thought; “How could I? This has been a part of our life since the beginning, it is everything my husband and I worked for. Look at the impact it’s always made.”
She did not sell. In 2008, my grandmother passed away. The price of Wachovia Bank stock, $5/share. It had lost 88% of its value, in 5 years.
This experience had a huge influence on my career path.
After graduating form college, I had my eye on a career in finance and never looked back.
My first year out of college, at 22 years old, I was hired into a private, family owned firm.
In this role, I learned a lot about cash flow and strategic planning. I had a great support system and several instrumental mentors; I wouldn’t trade this experience for anything.
One thing stood out to me, though, and it made me start questioning what I really wanted my career to look like: we spent A LOT of time talking about how to make the firm more money, for its stockholders.
I’m not criticizing the firm. That’s how corporations operate. They have shareholders to satisfy and a bottom line to grow.
But I was an outsider, not a shareholder. I understood it was someone’s job to make the shareholders happy. I just didn’t want it to be my job.
Instead, I was more interested in making my Clients more money.
Why I Launched Oak Capital Advisors, LLC
Since working for a private, family-owned firm wasn’t a good fit for me, I made a few career changes. Eventually, in 2013, I launched my own firm, Oak Capital Advisors, LLC.
I love my job.
I’m proud of my firm.
My goal is simple: to educate and empower people like you to make smart financial decisions so you can transition into retirement…on your terms.
There’s a lot of bad advice out there.
And, a lot of conflicting advice.
And even when the advice is decent, there’s just too much of it for a busy business owner to sort it out on their own.
You shouldn’t spend your time and energy trying to puzzle through the right retirement and tax planning moves to make.
You should just get access to proven strategies, in bite-size-pieces, that help you reduce taxes, invest smarter, and make work optional in retirement.
That’s what Oak Capital Advisors, LLC is all about.
As a fee-only CERTIFIED FINANCIAL PLANNER™ I’m here to provide clarity around important financial topics and teach you proven strategies that will ensure your money lives longer than you.
"Stay true to yourself and your vision. Don't let any one person's opinion move you; listen, but be confident."
Chelsea has extensive experience in event coordinating and logistics, having planned events with over 700 people in attendance. She is skilled in task management and loves to see all of the planning come to fruition.
Chelsea enjoys motherhood, laughing, watching movies at home with family, and strolling the aisles of Target with a Starbucks coffee in hand.
"If you don't have time to do it right, when will you have time to do it over?"
Cathy has worked in administrative support roles in many different industries over the last 30 years. With her organizational and logistical skills, she provides the stable environment needed in a busy client's life. Her curious nature is a perfect fit in today's continually changing technology environment. Cathy's goal is to provide level-headed expertise to promote steady, consistent improvements. Knowing that a client's workload is lighter because she helped them streamline their system and processes is the reason she does what she does.
Cathy's family is larger than most and having the flexibility to spend time with them in each of their activities is of great value to her. When not working or driving to the next practice, she enjoys reading and volunteering in the arts community.