/Financial Advisors

Shaping vs. Creating – A Plan For Your Business

By |2019-10-16T17:17:48+00:00October 1st, 2019|Categories: Business, Financial Advisors, Retirement|Tags: , , |

When we talk about planning for the future, we often talk creating a plan. The idea of creating something as big as a plan for the future can imply a ton of from-scratch work (as is often the case), which can cause you to want to put that ton of work on to another day. [...]

Are you safe in the hands of financial advisors?

By |2019-08-09T18:35:12+00:00August 9th, 2019|Categories: Financial, Financial Advisors, Investment|Tags: |

Did you know?If you hire a brand-name advisor, they are most likely accountable to the shareholders of their company. That means they need to focus on generating profits. So they may put the company’s interests in front of yours. In fact, it’s perfectly legal. Is that common?Is it common for brand-name advisors to put the company’s [...]

Is Retiring Abroad the Best Choice For You?

By |2019-04-15T19:14:52+00:00April 15th, 2019|Categories: Financial, Financial Advisors, Retirement|Tags: |

More Americans are leaving the U.S. to chase retirement dreams abroad than ever before. Though it's hard to estimate the exact number of expat retirees, the Social Security Administration sends over 680,000 monthly checks overseas.1 For many, the main reasons are cost or a better lifestyle - with services such as housekeeping, cooking, and home care [...]

Act before year end to minimize your tax burden.

By |2018-12-10T14:01:52+00:00December 10th, 2018|Categories: Financial, Financial Advisors, Investment, Taxes|Tags: |

Photo by rawpixel on Unsplash Some people think they can wait until March to worry about taxes.  Wrong. The end of the year is a perfect time to make some last-minute efforts to reduce your tax burden. Advice this year is a little different, as no one is quite sure what 2019 will bring from a tax [...]

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Tired of Tossing & Turning? Know Your Risk Tolerance

By |2018-11-05T17:00:35+00:00November 5th, 2018|Categories: Financial, Financial Advisors, Investment, Risk Tolerance|

Photo by elizabeth lies on Unsplash All investments carry a tradeoff between risk and return—generally, the higher the risk, the higher the potential return—or loss. Conversely, the lower the risk, the lower the potential return or loss. The goal is to find the right level of risk that provides the returns you need, while [...]

Education Savings Vehicles

By |2018-11-05T17:03:57+00:00October 4th, 2018|Categories: Financial, Financial Advisors|

Education Savings Vehicles Save early, save often and understand the alphabet soup of options The cost of a college education increases every year, largely unbeknownst to you until you receive the bill. The pile of money you must save is staggering. If you have children, plan for college costs as soon as possible. Children are costly [...]

3 Ways Investment Fees Matter

By |2018-04-23T18:40:38+00:00May 18th, 2017|Categories: Financial, Financial Advisors, Investment|

The year 2005 was when I first began to manage client’s investments. The ensuing few years afforded me the false pretense that I had a grasp of things. Then it hit, the S&P 500 declined (53.0%) from October 15, 2007 to March 2, 2009. And (38.0%) of that loss occurred in one calendar year, 2008. Since [...]

Should You Pay off Your Mortgage?

By |2018-04-23T18:04:59+00:00May 18th, 2017|Categories: Financial, Financial Advisors, Investment|

To pay or not to pay…that is the question. It sounds good, right? Pay off the mortgage and suddenly you have no more monthly payments, better cash flow, and the opportunity to make other investments. After all, buying home is an investment, but owning a home is the American Dream. Right? Maybe…maybe not. While owning a [...]

Taking A Loan From Your Retirement Plan = Bad Idea

By |2018-04-23T18:08:28+00:00August 12th, 2016|Categories: Financial, Financial Advisors, Investment|

Thinking about borrowing money from your 401(k), 403(b), or 457 account?  Think twice about that, because these loans are not only risky but injurious to your retirement planning. A loan of this kind damages your retirement savings prospects.  A 401(k), 403(b), or 457 should never be viewed like a savings or checking account.  When you withdraw [...]

Will Your Children Receive a Fair Share of Your Wealth?

By |2018-04-23T18:09:23+00:00August 5th, 2016|Categories: Financial, Financial Advisors, Investment|

Will your invested assets go where you want them to when you die? If you have a proper will or estate plan in place, you will likely answer “yes” to both of those questions.  The beneficiary forms you filled out years ago for your IRA, your workplace retirement plan, and your life insurance policy may give [...]